Overland Park KS, Olathe KS and Kansas City MO real estate and homes for sale in Kansas - The Maher Team, REALTORS® The Maher Team REALTORS(r) for Overland Park KS, Olathe KS and Kansas City MO, Kansas real estate - NUMBER1EXPERTS™ The Maher Team NUMBER1EXPERTS(tm) for Overland Park KS, Olathe KS and Kansas City MO, Kansas real estate
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The Maher Team, REALTORŪ, real estate agents and broker for Overland Park KS, Olathe KS and Kansas City MO Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)


Michael J. Maher of The Maher Team is one of the top 10 real estate agents in Kansas City. Find out why! Call (913) 287-HOME.


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"Thank you again for everything you did to help me make my new home>"
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Mortgage Prequalification: Overland Park KS, Olathe KS and Kansas City MO Kansas home buying, real estate listings, and homes for sale in Johnson County, KS
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Overland Park KS, Olathe KS and Kansas City MO REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What area in the U.S. has been referred to as the "American Riviera"?

A 
Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Michael contributed to the
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Michael Maher is a proud member of the ActiveRain Real Estate Network. This network is a free online community to help real estate professionals promote their business over the Internet. You can find other outstanding Kansas real estate agents on activerain.com.


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The Maher Team, REALTORŪ, real estate agents and broker for Overland Park KS, Olathe KS and Kansas City MO Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Maher Team
Realty Executives of Kansas City

7201 W. 110th St. Suite 225
Overland Park, KS. 66210
Phone: (913)-287-HOME
Fax: 913-642-7053
Email: Info@michaeljmaher.com

As members of America's NUMBER1EXPERTS in Real Estate for the Olathe KS, Overland Park KS, and Kansas City MO areas, Michael and his team understand whose interests are most important in your transaction. Call or e-mail him today! Remember The Maher Team's slogan: The Maher Team; We're not #1...YOU are.

The information contained herein is furnished by the respective owner(s) to the best of their knowledge, but is subject to verification by the purchaser. Agent assumes no responsibility for correctness thereof. The sale offering is made subject to errors, omissions, change of price, prior sale or withdrawal without notice. In accordance with the law, these properties are offered without respect to race, color, creed, or national origin. Listing broker is representing the seller in the sale of properties herein by an exclusive right to sale agency agreement. The materials contained within this page may not be reproduced without the express written consent of Michael J. Maher of The Maher Team, LLC. The information contained herein is believed to be accurate and timely, but no warranty as such is expressed or implied.

ABREqual Housing




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