Overland Park KS, Olathe KS and Kansas City MO real estate and homes for sale in Kansas - The Maher Team, REALTOR® REALTORŪ Logo
Contact Information
Email The Maher Team
Login
Go To Sitemap
The Maher Team


MLS Search

Congrats to The Maher Team! #12 in Kansas City for 2008! Top 5 in number of transactions! Source: Business Journal. Find out why! Call (913) 287-HOME.
Special Offers
Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

Testimonials
Knowledge= A Seamless Transition
"Stormy spent countless hours with us preparing our home for sale, researching and showing us new homes for purchase."
Mike and Jennifer Bush
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.



Michael contributed to the
following best-selling books...




School Reports
See the nation's top rated reports for Schools in Overland Park KS, Olathe KS and Kansas City MO >



Michael Maher is a proud member of the ActiveRain Real Estate Network. This network is a free online community to help real estate professionals promote their business over the Internet. You can find other outstanding Kansas real estate agents on activerain.com.

Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Overland Park KS, Olathe KS and Kansas City MO, Kansas
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Kansas Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Overland Park KS, Olathe KS and Kansas City MO 



Real Estate Tips
Relocation >Moving Companies

Contacting different moving companies is one of the first steps in moving to a new house. You will find a variety of service options and price ranges from which to choose, whether you are moving across town or thousands of miles across the country.

Call several companies for estimates. Ask each company exactly how their charges are calculated and what is included. How much insurance is included in the estimate? What is the cost for additional coverage? Are there special provisions for fragile or unusually valuable items? Is the delivery date guaranteed?

If economizing is important to you, ask if there are ways to cut down on the cost by providing your own boxes and packing your household goods by yourself. Household movers are competitive, and comparison shopping can help you get the best value for your moving dollars.

See All Tips In The "Relocation" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is currently the most technologically advanced way to vacuum your home?

A 
The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
See More Real Estate Trivia >


Print This Page Send To A Friend


The Maher Team, REALTORŪ, real estate agent and broker for Overland Park KS, Olathe KS and Kansas City MO, Kansas home listings, property and land for sale

The Maher Team
Realty Executives of Kansas City

11401 Ash Street
Leawood, KS. 66211
Phone: (913)-287-HOME
Fax: 913-642-7053
Email: Info@TheMaherTeam.com

As members of America's NUMBER1EXPERTS in Real Estate for the Olathe KS, Overland Park KS, and Kansas City MO areas, Michael and his team understand whose interests are most important in your transaction. Call or e-mail him today! Remember The Maher Team's slogan: The Maher Team; We're not #1...YOU are.

The information contained herein is furnished by the respective owner(s) to the best of their knowledge, but is subject to verification by the purchaser. Agent assumes no responsibility for correctness thereof. The sale offering is made subject to errors, omissions, change of price, prior sale or withdrawal without notice. In accordance with the law, these properties are offered without respect to race, color, creed, or national origin. Listing broker is representing the seller in the sale of properties herein by an exclusive right to sale agency agreement. The materials contained within this page may not be reproduced without the express written consent of Michael J. Maher of The Maher Team, LLC. The information contained herein is believed to be accurate and timely, but no warranty as such is expressed or implied.

ABR Equal Housing




www.michaeljmaher.com is brought to you by The Maher Team
Real estate agent(s) for Overland Park KS, Olathe KS and Kansas City MO, Kansas

Read The Maher Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge




USA and Canada Real Estate
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.michaeljmaher.com is brought to you by The Maher Team