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Self Employed >No Problem There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
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| Q |
What amenity do 48% of all homes in the new housing market have?
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| A |
48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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 See More Real Estate Trivia > |
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The Maher Team
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Leawood, KS. 66211
Phone: (913)-287-HOME
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Email: Info@TheMaherTeam.com
As members of America's NUMBER1EXPERTS in Real Estate for the Olathe KS, Overland Park KS, and Kansas City MO areas, Michael and his team understand whose interests are most important in your transaction. Call or e-mail him today! Remember The Maher Team's slogan: The Maher Team; We're not #1...YOU are.
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